Out of sight, out of mind right?
Some insurance if you suffer some damage during a storm you find out you need to bust a window out, insert a hose and cut it on for a couple hours to get the coverage. Tn seems to trust vague contracts. I hate that krap. Bought a new vehicle once. Salesman tried to be slick and write lease into it and said "Sign here" I said let me read that for an hour. So i says" This says Lease!" He says " I thought that's what you wanted!"