Banks are a rip off . They have all kinds of hidden fees. Here on the East Coast if you want money from a atm it cost you 3.25 to make a transaction. Some are better than others. Check your statement next time, and see what kind of fees you are paying to get and use your money. I realize its a business ,but there using your money. If a bank started pressing me for fees , I would immediately close all my accounts and go somewhere else. As far as coin roll hunting at my bank they do not charge. When I am done I put them in the coin machine( no charge) I would say look around for another bank if they press you.