...if the Indians are gone why not the wheats....
IHPs and wheats were each minted for about 50 years, and both well before hobby metal detecting. That's where the similarities end.
About 25 billion wheats were minted. About 1.8 billion Indian Head Cents. If all else was equal as far as how they're lost and found, you'd expect about 12 Wheats to 1 IHP. But, of course, not all things are equal. Many things are biased against finding IHPs. By my own stats so far this year, I'm 26 to 1, and I'm hunting places where I have a decent chance of finding IHPs.
To get the obvious one out of the way: One cent in 1890 was worth a lot more than a cent in 1950, and therefore fewer IHPs were treated carelessly. For example, change purses were a thing in the late 1800s and early 1900s. That kept coins secure, whereas people were later carrying "loose change" in pockets.
On top of that, people didn't have big bundles of house and car keys they were regularly removing from their pockets around their homes, which is a major way change gets dropped. (They neither had cars nor did many people lock their doors.)
More than anything, of the IHPs that did manage to get lost, a large percentage of them were lost in places that are now buried under concrete. That is, compared to where most lost wheat pennies ended up lost. In the 1800s coins were probably dropped less often in yards and more often on dirt streets and sidewalks around businesses and outdoor vendors. IHPs dropped on farms that have since become housing developments.
Those IHPs we find in yards and farm fields are the unusual drops. I bet most of them are buried under streets, sidewalks and foundations. Imagine an 1890s neighborhood that didn't get paved sidewalks and streets until 1920 and some of the lots not developed until that same time or later. There are Indian heads (and some early wheats) under those sidewalks and roads.
Another theory is that IHPs were picked out of circulation relatively quickly after the switch to the Lincoln cent. Yet, when the wheat was replaced by the memorial, the wheats stayed in circulation longer. So the wheats have been at risk of loss longer even if IHPs came first. Heck, I received a wheat penny in my change just yesterday.
In summary, even though IHPs have been around longer than wheats, there were fewer IHPs than wheats, they were likely lost less frequently than wheats, and when they were lost they're more likely than wheats to now be in places that are inaccessible.