Hello from Roseburg. I gave up on Oregon ocean beaches. It could erode 20 feet and I wouldn't drive over there. There is just nobody in the water to lose anything within 3 hours of me....
Traveler: rings and coins can be lost even on beaches with waters that are too cold to go into (without a wet-suit). But yes: warm water beaches, with lots of swimmers, *DO* increase jewelry ratios. And BTW: not just jewelry lost *in* the water, but also the mere fact of swimming, means that the jewelry can also be lost up in the dry, d/t the human nature of people who take off their jewelry for "safekeeping" BEFORE they go in for a swim. Doh!
but in any case, we have beaches were I'm at, that are near our Monterey bay "submarine canyon", which, like yours, are too cold to enter into past your knees. Yet we find jewelry.
I think the reason why 20 ft. of sand can be stripped, without good results, is NOT because of water temperatures, but because you're probably dealing with beaches that are very susceptible to erosion and re-fills annually, for 100+ years. Ie.: 20 ft. "in and out" is maybe the "norm" for certain beaches.
I too can think of beaches near me, where big cuts can form, where it's still frickin ZINC and recent year's losses. Contrast to other beaches where it's less susceptible to big waves, and a mere 2 ft. cut can spell silver coins. Each beach faces a different window-look to the ocean. And hence each acclimates to it's own "norms". So you might be at a beach that has just "come and gone" so often, that it's takes erosion "above and beyond" those past norms.